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Posts Tagged ‘julie hutton’

Who do you know that is looking for a job and would love a shot of CONFIDENCE for their next job interview?

 

I was inspired by a friend that recently lost their job to create this mp3 file and make it downloadable for FREE. I posted it on a cloud site that is freely accessed with this link. http://www.box.com/s/c127d3cce510981a4f00

 

 

And yes I added a shameless ad for my business at the end… “when you’re ready to buy that first house or your dream home contact me”… <grins> but honestly it is a great, upbeat, encouraging piece that people can download to their phones and carry it with them on their way to the interview. It also contains some tips for preparing for the interview.

 

It is only 3:20 long so it imparts a lot of good info and encouragement in a brief amount of time. It really helps to get your head thinking in the right direction.

 

Here is some of the verbage:

 

YOU are going to knock em dead! Yes YOU!

 

Well maybe not knock-em-dead!

Maybe more like knock-em-alive,

Knock-em-awake to fully see you

and to see all the gifts, talents skills and abilities

that you have ready to bring to the job

 

And you know why?

You know why?

Because you’re going in fully prepared

Fully stoked

Fully excited about this job

You want it

You’re eager for it

 

And you don’t care how many people you have to interview for it.

You’re excited

Expecting a victory

You’ve done your homework

You KNOW why you’re the best candidate for the job

You’re stoked

(and much more)

 

 

We all could use a little help now and then and this is FREE.

 

Love to hear any feedback from anyone who listens or uses it.

 

Here’s the link again, FREE download—easy, peasy–http://www.box.com/s/c127d3cce510981a4f00

 

Hope you enjoyed this segment. Until next time…

 

Warmest, Julie

Julie Hutton

‘I would love to get one of your friends or family into their dream home!
Please call me if you know of anyone who it thinking of buying or selling a home.
I PROMISE to make you proud!’ – Julie

Realtor (R)
Sales & Marketing Specialist
Coldwell Banker Bain
8525 120th Ave NE, Ste 100
Kirkland, WA 98033
425-260-4440

Julie@JulieHutton.com
www.JulieHutton.com

Getting Your Home to SOLD (1:32) http://www.youtube.com/watch?v=Yp5QuB3YpDM

Facebook Profile http://www.facebook.com/pages/Kirkland-WA/Julie-Hutton-Real-Estate/95502741259

Julie Hutton’s BLOG https://juliehutton.wordpress.com/

Linkedin http://www.linkedin.com/in/juliehutton

/in/juliehutton

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Nip Problems in the Bud, BEFORE Emotions Explode

 “Communicate. Communicate. Communicate. Respond immediately!”

 

In general, people’s mind’s tend to ‘make-things-up’. If they have a fear—without some response from you they will begin to imagine the worst and then the ‘worst case scenario’ grows and now your client is worried and fearful.

 

Many people then respond by becoming angry at you as a way to vent this built up anxiety.

 

Jim, a commercial real estate broker that I coached recently, had a client that was calling him every day about the negotiation process and wanting his broker to contact and nudge the selling broker. Jim was concerned that this would be revealing a desperation in his client that would comprise their negotiation position.

 

My advice to Jim was:

  • Get out in front of this!
  • Call your client daily, BEFORE he can call you.
  • Give him an update, even if there is nothing to report, say “There is nothing to report yet AND I promise to keep you in the information loop.”
  • Write up several different paragraphs, in an educational form, regarding the negotiation process.
  • Send the client regular email updates and sprinkle in the “educating” paragraphs.
  • Remind the client through these emails what your ‘agreed strategy’ would be and what the desired end-game is.
  • Remind them repeatedly. We all need to hear things multiple times before a concept will finally sink in. (Think how many times you see various brand commercials—McDonald’s, tooth paste, beer, Coke, Pepsi, etc.)

 

We all LOVE to be kept in the information loop. Respond immediately and you can nip 99.9% of the problems before they become serious.

Hope you enjoyed this segment. Until next time…

 Warmest, Julie

Julie Hutton

‘I would love to get one of your friends or family into their dream home!
Please call me if you know of anyone who it thinking of buying or selling a home.
I PROMISE to make you proud!’ – Julie

Realtor (R)
Sales & Marketing Specialist
Coldwell Banker Bain
8525 120th Ave NE, Ste 100
Kirkland, WA 98033
425-260-4440

Julie@JulieHutton.com
www.JulieHutton.com

Getting Your Home to SOLD (1:32) http://www.youtube.com/watch?v=Yp5QuB3YpDM

Facebook Profile http://www.facebook.com/pages/Kirkland-WA/Julie-Hutton-Real-Estate/95502741259

Julie Hutton’s BLOG https://juliehutton.wordpress.com/

Linkedin http://www.linkedin.com/in/juliehutton

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I accidently ran across this project initiated by Kio Stark, a book funding for ‘Don’t Go Back to School,’ on Kickstarter.com (a crowd-funding platform for creative projects). 

The project was initiated by Kio Stark, a NYU instructor, novel writer and Yale graduate school dropout from Brooklyn, NY.

She asked for $14,500 in funding. It was successfully funded by 1588 backers for a total of $38,928 being pledged.

This looks like an idea whose time has come.

As someone who has been a self-directed, self-taught learner for many years, I am a HUGE advocate of this style of learning. I’m very excited about her project.

See Kio Stark discussing her project on video (ONLY 1:45) http://www.kickstarter.com/projects/1528125592/dont-go-back-to-school-a-handbook-for-learning-any

This concept is right up there with the Waldorf, Montessori and Sudbury Valley School educational methods for younger children and the Open Source Learning made famous by Richard Baraniuk and Rice University. (See links below for Sudbury and Open Source Learning.)

What a novel idea! Education made easy, convenient, affordable, and accessible by the masses, instead of only available to the elite wealthy, highest grades/SAT scores or those willing to start their careers $100K or more in debt.

I think this produces individuals that are more independent and original thinkers who are guided by their inner-authority versus external-authority.

Imagine how exciting and progressive our world will be with less conformity and more variety and originality. These are exciting times.

 Sudbury Valley School, Framingham, MA  http://www.sudval.com/01_abou_01.html

Check out their YOUTUBE Channel for video clips about Sudbury  http://www.youtube.com/user/SudburyValley

Open Source Learning  

Hear Richard Baraniuk, an exciting and passionate electrical engineering professor (not an oxymoron) from Rice University explain the concept of Open Source Learning in a TED VIDEO (18:37)  a Rice University’s project called Connexions.

http://www.ted.com/talks/richard_baraniuk_on_open_source_learning.html

Rice University’s Connexions– See their ABOUT US website http://cnx.org/aboutus/

I, personally, love all the innovations occurring regarding greater freedom for pleasure in lifelong learning.

Warmest, Julie

Julie Hutton

 ‘I would love to get one of your friends or family into their dream home!

Please call me if you know of anyone who it thinking of buying or selling a home.

 I PROMISE to make you proud!’  – Julie

Realtor(R)

Sales & Internet Guerrilla Marketing Specialist

Coldwell Banker Bain

8525 120th Ave NE, Ste 100

Kirkland, WA 98033

425-260-4440

Julie@JulieHutton.com

http://www.JulieHutton.com

Getting Your Home to SOLD (1:32) http://www.youtube.com/watch?v=Yp5QuB3YpDM

Facebook Profile http://www.facebook.com/pages/Kirkland-WA/Julie-Hutton-Real-Estate/95502741259

Linkedin http://www.linkedin.com/in/juliehutton

STAGING Video (:30) extolling the virtues of selling quicker and for more money. http://youtu.be/AXvH7OX938s  If you know of anyone thinking of selling their home—send them this video link. I think they will appreciate knowing about this.

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Buyer BEWARE: Mortgage Loan: Terms Change At Signing

Buyers told one thing at PreApproval and PreQualifying appointment— for instance, 5% interest on 2nd loan.

At signing/closing of transaction they discover the 2nd is actually at 8%, not 5%.

You can call this Bait-and-Switch or you can call this MORTGAGE FRAUD.

The buyer’s are caught between a rock and a hard place. They can refusing to close all together, or hold up closing to try and iron it all out, or accept the transaction with the higher interest rate.

Meanwhile the buyer’s furniture is in the moving van, their rental is already sublet, and the seller’s furniture is in the moving van and the home has been cleaned spotless, ready for the new buyers.

Now the buyer’s can’t get any lower interest rate than that anywhere else so there is no point in holding up closing for two weeks to run it through another mortgage company, but that particular loan officer gets the business. (They do this to outshine all the other competition at the  pre-approval/pre-qualifying period several weeks/months prior.  Remember, IF IT SEEMS TOO GOOD TO BE TRUE… IT IS.)

This makes me REALLY mad. Hope it makes you mad too!

How to make sure this doesn’t happen to you:

BE sure to get a GFE (Good Faith Estimate from your loan officer in advance). Make sure the loan and rate you are quoted is in black and white and you keep it in your possession.

Review it with other reputable loan officers as you shop for your mortgage officer. They will be QUICK to point out that it is TOOOOOOO Good to be True.

Have your real estate broker/agent advise the loan officer that they report suspicious bait-  and- switch or fraudulent behavior (let them be the ‘Bad Cop’ for you).

I always tell my clients, “Listen, I’ve got your back. I have a very low tolerance for this behavior.”

Warmest,  Julie Hutton

‘I would love to get one of your friends or family into their dream home!

Please call me if you know of anyone who it thinking of buying or selling a home.

 I PROMISE to make you proud!’  – Julie

 Realtor

Sales & Marketing Specialist

Coldwell Banker Bain

8525 120th Ave NE, Ste 100

Kirkland, WA 98033

425-260-4440

 Julie@JulieHutton.com

www.JulieHutton.com

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Wells Fargo Securities ANNUAL ECONOMIC OUTLOOK 2011*

*email me for the full 28 page report  Julie@JulieHutton.com

Executive Summary: (Julie’s review & Hot Points)

  • Growth in the coming year will remain modest, containing risks that could potentially hinder (real estate) performance
  • 2011 trends in real estate to turn positive for the first time since the beginning of the recession.
  • Mortgage rates remain low and housing affordability remains high.
  • 40 year Legacy of Decisions: We are faced with a legacy of decisions made, or often postponed, over the last forty years.
  • Households are right-sizing their debt load and this behavior will likely persist for several more years for many households.
  • Still plenty of troubled projects that need to be disposed of… prices for distressed projects are likely to fall further once lenders become committed to cleansing their portfolios.
  • (Because of) continued government intervention and oversupply, the market still cannot indicate the true values of real estate. (true values still unknown)
  • We have entered an atypical recovery.
  • (New economic reality) demands a new approach to decision-making.
    • Decisions traps: (old ways of projecting future trends based on traditional historical perspectives.) Restrictive assumptions and methods.
      • Path dependence (from historical perspectives) translates into slower assessment and adaption to the new economic realities that economic agents face.
      • Home prices have declined more than would have been forecasted using the traditional methods.
    • High degree of risk aversion on the part of lenders.
      • Home prices depressed or declining.
      • 20% of all home mortgage applications have been declined because the appraisal has fallen too far below the market price agreed upon by the buyer and seller.
      • Housing slump is making it more difficult for homeowners to sell their current home and relocate.
      • Home prices are now expected to decline toward the lower end of the six to eight percent range.
      • Reaching the bottom in home prices further out until mid-2011.
      • Over Supply: 10.2 monthly supply of existing homes on the market toward the end of 2010.
      • 23% of mortgages are currently underwater and foreclosures remain a serious problem in many states.
        • Delinquencies and foreclosures have been far more severe given the depth of the recession.
        • 2.2 million homes were in foreclosure in 2010
        • Mortgages on 2.2 million home were 90 days or more past due.

If you don’t have time to read all 28 pages, just read Julie’s EXECUTIVE SUMMARY. It will give you a thumbnail picture of the financial picture based on some of the brightest Ph.D’s from Wells Fargo Securities Economic Group (see the last page for their information).

Truth is… nobody REALLY knows. It’s a whole new economic world out there. <grins>

Hope this is helpful information for your future decision making.

 

Warmest, Julie

 

Julie Hutton

Realtor

Sales & Marketing Specialist

Coldwell Banker Bain

8525 120th Ave NE, Ste 100

Kirkland, WA 98033

425-260-4440

Julie@JulieHutton.com

www.JulieHutton.com

Getting Your Home to SOLD (1:32) http://www.youtube.com/watch?v=Yp5QuB3YpDM

Facebook Profile http://www.facebook.com/pages/Kirkland-WA/Julie-Hutton-Real-Estate/95502741259

Julie Hutton’s BLOG https://juliehutton.wordpress.com/

Linkedin http://www.linkedin.com/in/juliehutton

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“Wouldn’t it be nice if you ABSOLUTELY, UNEQUIVICALLY KNEW the world was your oyster and acted accordingly?!” –Julie Hutton

Until we meet again…

Warmest, Julie

 

Julie Hutton

Master Success Coach, 23 years experience

Certified Counselor, Washington State

www.JulieHuttonCoaching.com

www.Charisma123.com

www.Breathe123.com

425-260-4440

Julie@JulieHutton.com

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